Benefit BuddyEvery benefit you could be using, in one list
Government help, your state's own programs, and the perks already in your health plan, insurance, cards, memberships and job, checked against your household.
Find my benefitsFree for everyone. No account needed to start.
A young family in Tampa
worked example- Chase Sapphire Preferred hotel credit and DoorDash DashPassChase$100 hotel credit, $120 DashPass, $120 DoorDash promos a year
- Chase Sapphire Preferred free year of Apple TVJPMorgan ChaseA year of Apple TV, a value of $156
- Global Entry or TSA PreCheck fee creditAmerican Express, Chase and Capital OneUp to $120 every four years
Every benefit comes from a real source, never from a model's memory. The hand-checked ones carry a quote from the provider's own page, looked for again every week.
- States' own programs, hand-checked 524
- Hand-checked national catalog 240
- SAM.gov federal assistance listings 73
- USA.gov's Benefit Finder 64
- FEMA's disaster declarations 40
- Medicare's plan benefit data (CMS) 5,595 plans
Three steps, a few minutes
Tell us about your household
In your own words: who lives with you, where, roughly what you earn, and the plans and cards you have.
Answer the few questions that matter
Each question is the one that settles the most benefits for you. Skip anything you would rather not say.
Check them off
Mark what you use or have applied for, and wave away what is not for you. Your list keeps track.
See it on a real household first
Four made-up households, read and matched against today's catalog, with the checks that say whether the answer is right.
Laid-off parent in Ohio
Single mom of two, just lost her warehouse job
- Amazon Prime Video, Music and Photos Included in the Prime price: $139/year or $14.99/month; $6.99/month for qualified government assistance recipients; $7.49/month for 18-24 year olds and students. Free 30-day trial.
- Amazon Prime Access (50% Off Prime) $6.99 per month instead of standard $14.99 per month (saves $96/year)
- National School Lunch and Breakfast Programs (Free and Reduced-Price Meals) Saves roughly $1,000 to $1,400 per child per school year on school breakfasts and lunches
4 of 4 checks pass
Veteran retiree in Texas
Vietnam-era Army vet, 74, owns his home in San Antonio
- AARP Member Discounts Membership is $15 the first year with automatic renewal, then $20/year; 3 years for $55; 5 years for $79. The page's example: up to $105 saved on a $350 one-week Avis/Budget rental.
- Senior Farmers' Market Nutrition Program (SFMNP) $20 to $50 per season (amounts vary by state)
- Humana Medicare Advantage extras (Healthy Options and OTC allowance) Healthy Options allowances start at $25/month; OTC amounts vary by plan
3 of 3 checks pass
College student in California
Part-time worker at a community college in Fresno
- CalFresh (California SNAP) Up to $994 a month for a household of four (Oct 2025 to Sep 2026)
- Discover card free FICO score and alerts Free
- 211 Free (211 is a free service)
3 of 3 checks pass
Young family in Florida
Two working parents, a new baby, a hurricane-damaged roof
- Chase Sapphire Preferred hotel credit and DoorDash DashPass $100 hotel credit, $120 DashPass, $120 DoorDash promos a year
- Chase Sapphire Preferred free year of Apple TV A year of Apple TV, a value of $156
- Global Entry or TSA PreCheck fee credit Up to $120 every four years
4 of 4 checks pass
Perks you already pay for
The easiest benefits to miss are the ones you have. Benefit Buddy asks which plans, cards and memberships you carry and lists what comes with them.
Your health plan
- Free well-child visits and childhood vaccines HealthCare.gov (U.S. Centers for Medicare & Medicaid Services)
- Free preventive care for adults on most health plans HealthCare.gov (U.S. Centers for Medicare & Medicaid Services)
Home and car insurance
- Belongings covered away from home Your renters or homeowners insurer (example: State Farm)
- Chase Sapphire Preferred trip cancellation and primary rental car coverage Chase
Your cards
- Chase Sapphire Preferred hotel credit and DoorDash DashPass Chase
- Chase Sapphire Preferred free year of Apple TV JPMorgan Chase
Memberships
- Chase Sapphire Preferred free year of Apple TV JPMorgan Chase
- AARP Member Discounts AARP
From your job
- Tuition Assistance and Student Loan Repayment Employer
- 401(k) Employer Match Employer
Your AI can use it too
Benefit Buddy is an MCP server, so Claude, ChatGPT or any MCP client can walk through your household's questions with you and keep your checklist. Add this address as a connector and sign in with Connections:
In Claude Code:
Plans
Free
- Every benefit, the questions and your checklist
- For everyone, signed in or not
Plus
- Everything in Free
- The AI connection for Claude, ChatGPT and other MCP clients
Questions
Is it free?
Yes. Finding benefits, answering the questions and keeping your checklist are free for everyone. Plus only adds the AI connection.
Does it apply for me?
No. It tells you where and how to apply, with the provider's own link and phone number, and keeps track of what you have applied for. You apply on the provider's own site.
Where do the benefits come from?
A hand-checked catalog where every benefit carries a quote from its provider's own page, re-checked every week; each state's own programs; USA.gov's Benefit Finder; SAM.gov's federal assistance listings; and FEMA's disaster declarations by county.
What happens to what I tell it?
Before you sign in, your household stays on your device. When you sign in, it is kept for you so your list follows you. Nothing is sold or shared. The pages count visits anonymously, and honour Do Not Track.
Is it advice?
No. It reads the rules providers publish and says plainly when something is unclear. The provider decides who gets a benefit.